Frequently Asked Questions

A public adjuster is a licensed professional who represents policyholders in negotiating insurance claims with their insurance companies to ensure they receive a fair settlement.

An independent insurance adjuster is a professional who evaluates insurance claims on behalf of an insurance company. They are not directly employed by the insurer but are hired as third-party contractors to assess and process claims

You should consider hiring a public adjuster if:

  • Your claim is complex or large.
  • You feel the insurance company’s settlement offer is too low.
  • You need help navigating the claims process.

Public adjusters typically handle claims related to property damage, including:

  • Fire and smoke damage
  • Water damage
  • Storm and wind damage
  • Mold damage

A public adjuster works for the policyholder, while an independent adjuster works for the insurance company. Public adjusters advocate for the policyholder’s interests, whereas independent adjusters represent the insurer

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